Auto or car insurance coverage has two parts. The first is the liability section of the policy. It covers your financial responsibility for injuring others. Some liability coverage is required by most states.
The second part of auto insurance covers the car itself: comprehensive coverage reimburses losses from fire, theft or other perils; collision coverage pays to repair losses caused by an accident. Often this coverage is mandated by leasing companies or banks. There are also ancillary medical, car rental and other coverages which vary by state.
Utilizing high deductibles on the physical damage coverages can help reduce premiums. If you carry umbrella insurance, you must be sure that you carry the required amount of basic liability insurance to avoid a gap in coverage for a serious accident.
Whether you are buying your first bike or have been riding for years, you have worked hard for the chance to hit the open road. You deserve to ride without the worries that come with insufficient insurance coverage. Getting the right coverage means considering your individual needs, such as protecting your investment in accessories, guarding against theft, and being able to get assistance while you are out on the road.
Whether you drive a motorhome or travel with a trailer for road trips and vacations, Enright Group can find the right insurance for home and away. Chances are, you have a lot invested in your home away from home, and we can help protect your RV or trailer on the road or wherever it’s parked.
Boat / Watercraft Insurance
At the Enright Group, we can help you insure your boat or watercraft with the right liability and damage coverages to protect you and your passengers. With Enright Group Watercraft Insurance, your boat is insured on water and on land; boat, motor and trailer are all covered, and coverage for liability lawsuits and medical payments can be included. You’ll be able to relax and enjoy the water knowing you have the right coverage at a fair price.
ATV / Off-Road Vehicle Insurance
Getting around on an all-terrain vehicle (ATV), snowmobile or other off-road vehicle combines sport and adventure. And these unique vehicles require the right combination of insurance coverage depending on where you drive them. For example, many states require insurance in addition to your homeowners policy if you drive on state-owned land. The Enright Group insures most off-road vehicle types (for off-road use only), so getting the right coverage is just a call away.